Centennial Mortgages understands that the loan application process should be made as simple as possible. We offer personalised service at every process.

The following are required for a loan application. There may be situations where more information is required depending on the circumstances of the borrowers.

  1. Application form
  2. Evidence of income
  • Employed – 2 of the following:-
    • 2 recent payslips
    • Letter from employer
    • Most recent tax return and notice of assessment
  • Self Employed – for all individuals, companies, partnerships and trusts:-
    • Most recent lodged tax return and notice of assessment (individuals)
    • Previous lodged tax return and notice of assessment (individuals)
    • Financial statements for most recent year and previous year (other)
    • Tax returns for most recent and previous year.
  • Existing property and loan
    • Most recent council rates notice
    • Last 6 months loan statements
    • Last 6 months rental statements (for investment properties)
  • Other assets and liabilities Current bank statement showing account balance
    • Current superannuation statement
    • Share certificates
    • Last 3 months credit card statements
    • Last 6 month personal loan or car loan statements
    • Last 6 months hire purchase or lease statement for a vehicle
  • Identification (must achieve 100 points) Drivers license in colour copy (40 Points)
    • Passport or birth certificate (70 Points)
    • Medicare card (25 points)
    • ATM or credit card (25 Points)
  • New purchases
    • Copy of front page of contract for sale
    • FHOG application if applicable